LEVIAS LENDING LLC

Your Partner in Financial Success

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Amount     $9500000
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About Stephen Levias

My passion lies in imparting knowledge and offering guidance to my clients, aiding them in making informed decisions regarding home finance. Beyond being a mere loan officer, I am a devoted advisor genuinely concerned about the well-being of my clients. Whether you are a first-time homebuyer, upgrading to a larger home, downsizing, or seeking to refinance for a lower interest rate, I am committed to guiding you through each step to ensure the optimal decision is made.

Our mortgage consultation service involves personalized sessions with our experts. We analyze your financial situation, discuss loan options, and provide tailored advice to help you make informed decisions.
We assist you throughout the loan application process, guiding you on paperwork, documentation, and ensuring a smooth submission process to increase your chances of loan approval.
Not necessarily. Typically the minimum credit score to get a conventional loan is 620 and the score can be as low as 600 to obtain an FHA loan with some lenders. Having low credit scores will come with challenges and lots of explaining to the lender.
You can get a conventional loan with as low as 3 percent down, an FHA loan with 3.5 percent down and a VA and USDA loan with no money down at all. However, it is important to know that the lower your down payment the more expensive the loan. Be prepared to private mortgage insurance on a loan with a down payment less that 20%. Despite that these loans are a great way to get into your first home.
Great Question! If you are employed by a company be prepared to provide the following: Income (last 2 years W2s, 2 recent pay stubs) Assets (2 months bank statements all pages even is the last one is blank) If the money is not coming from your personal assets make sure to specify where it will be coming from. i.e gift from family, retirement account, bonus from company. If you are self employed: 2 years tax returns and 1099s. Year to date p&l and 3 months bank statements. The lender will also need an application from you. So be sure to apply and be as accurate as possible in your application. Avoiding inaccuracies and errors is extremely important and can help you to obtain a clean and hassle free loan approval.

Why Levias Lending?


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Loan Approvals

Experience hassle-free and quick approvals for your home loans. Our streamlined process ensures a smooth and efficient application process. Apply today and get closer to owning your dream home!

Fast and Free Service

Experience quick and cost-free mortgage advice and loan services. Our services are designed to be efficient and completely free of charge for our clients.

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Hassle free

Our services are designed to simplify and streamline your loan journey. Experience a stress-free mortgage advisory process.

100% Safe and Secure

Your security is our priority. Rest assured, our services are designed to ensure your information and transactions are entirely safe and protected.

Reviews

What our clients say about us.


"I am beyond impressed with Levias Lending. Their team helped me navigate the complex mortgage process smoothly, and I am now a proud homeowner. Highly recommended!"
Dev Krishna
Castro valley, CA
"Levias Lending made the entire home loan experience easy and stress-free. Their professionalism and dedication are commendable. Thank you for helping me achieve my dream!"
Donny J. Griffin
Dublin, CA
"I couldn't have asked for a better mortgage advisor. Levias Lending understood my needs and provided the best solutions. I'm grateful for their expertise and support."
Ryder Lothian
San francisco, CA
"The team at Levias Lending went above and beyond to secure the best loan option for me. Their attention to detail and dedication are unmatched."
Bruce Wayne
Oakland, CA

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